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Experience,
Dedication, Trust

You are important to us — and we take our responsibility to you seriously. That’s why our Member benefits include personal attention and a full commitment to helping you and your family for a lifetime.

   

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Become a Member Today

Your Armed Forces Mutual Membership begins when you purchase one of these products:

Why Should I Choose Armed Forces Mutual Life Insurance?

When you purchase an Armed Forces Mutual Life Insurance policy, you get access to all the benefits of Armed Forces Mutual Membership — including a wide range of services that can help you through every stage of life. Our Military Member Benefits Team provides expert advice on military benefits and entitlements. Our VA Claims Coordinators will walk you through the maze of submitting a VA disability claim and help you understand your benefits and entitlements. And our Survivor Assistance Team will assist your family in applying for the benefits and entitlements you have earned. We’re here for you, every day for a lifetime.

Survivor Assistance Services

  • Expeditious payments
  • Claims initiation
  • Advocacy
  • Surviving spouse continued support
  • **Included with Armed Forces Mutual Life Insurance Membership

Premier Services

  • Digital Vault document storage
  • VA Disability claims coordination
  • Military Benefits analysis
  • Transition Readiness Assessment
  • Add on for just $5.95 a month

Who is Eligible?

Individuals in the following groups are eligible to access Armed Forces Mutual products, services, and benefits:

  • All ranks of Army, Marine Corps, Navy, Air Force, Space Force, and Coast Guard, including:
    • Active Duty (or within 120 days after separation)
    • Guard or Reserve (full or part-time)
    • USMA, USNA, USMMA, USCGA, and USAFA cadets or midshipmen
    • ROTC contract/scholarship cadets
  • Military Retirees
  • Veterans, residing in specific states*
  • Current and retired members of the uniformed services
  • Spouses, children, and grandchildren of Armed Forces Mutual Members

Our longstanding Grandfathered Members enjoy the advantages of consulting with our subject matter experts on understanding and maximizing government and military benefits. Grandfathered Members securely maintain their financial and military benefit information on the Armed Forces Mutual Member Center, and store their important documents in Armed Forces Mutual’s digital and physical vaults. In addition to providing security and peace of mind, securely storing information and documents with Armed Forces Mutual helps us easily and accurately assist our Grandfathered Members and their survivors in maximizing their benefits and entitlements.

Armed Forces Mutual Members who joined prior to 1 July 2000 and have maintained a policy issued before 1 July 2000, receive Armed Forces Mutual's special Living Services.

* In the following states/territories, Armed Forces Mutual is only able to issue policies to current servicemembers, military retirees, and their spouses: DC, MS, NJ, NY, UT, WA, and WI. Subject to other terms and conditions.

Member Referral

We appreciate your help in spreading the word about Armed Forces Mutual's affordable life insurance, investment management, mortgages and survivor assistance services. As a member of the American Armed Forces, you know what it means to protect the country you love. Here's your chance to do the same for the people you cherish.

Common Questions

We put Members first. We treat you like family. We provide the best value and will be there for you always. Every Armed Forces Mutual Life Insurance policy automatically includes our exclusive Survivor Assistance Services at no additional cost. The trust you place in us will return to you in our dedication to serving you personally and responsibly throughout your lifetime.

No, but you do have access to all of the products and services of Armed Forces Mutual. We understand the need of military spouses to provide for their families when their partners are away and may be unavailable to help make decisions. If you are the spouse of an active duty servicemember, including guard or reserve, a retiree or a Veteran, you can purchase your own Armed Forces Mutual Life Insurance policy. Just call us at 866-330-0583 to speak with an Armed Forces Mutual Membership Coordinator.

We’re glad to know you’d like to share the benefits of Armed Forces Mutual Membership with those you know. If you have friends or family who are active duty servicemembers, including guard or reserve, a retiree or Veteran, or the spouse of one of those, you can refer them to us anytime right here.